800,000 students miss out on NHIF cover over Nemis hiccups, says Indimuli

“We really wish that every school had a clinic facility covered under the NHIF scheme to avoid wastage of time and safety of our students, but due to the challenges, very few of our schools have managed to establish such, despite the Ministry of Education directing every school to have its own facility,” Indimuli said.

How it works

Under the plan, the government deducts Sh1,350 from a learner’s capitation to cater for the premiums. The NHIF guidelines on the cover provide allow students to walk into registered hospitals for medical care and use the cover even during holidays.

Outpatient, inpatient, optical, dental, emergency road and air rescue services, as well as group personal accident cover are on offer.

Indimuli said the cover has been slow in facilitating special cases such as dental and eye surgeries.

“The policy by the Ministry of Education is that NHIF should cover all ailments, including surgery,” he said.

Cosmetic or beauty surgery, laser eye surgery, frames and lenses and massage are, however, not included. Dependants of the students are not covered. For instance, maternity costs for female students who fall pregnant are not covered.

Upon completing Form 4, students are deleted from the cover, while newly admitted Form 1 students are enrolled. Parents of students who die in accidents or of illnesses while in school receive Sh600,000 for compensation and funerals.

The first tranche of Sh100,000 is paid within the first two days of a student’s death for funeral plans, and the remaining Sh500,000 is cleared within five days.

(Edited by F’Orieny)